What TX requires of Round Rock drivers

What TX requires

The legal minimum is $30,000 for one person's injuries, $60,000 for all injuries in one crash, and $25,000 for property damage — written as 30/60/25.

Texas policies include personal injury protection (PIP) and uninsured/underinsured motorist coverage unless you reject them in writing.

If the other driver is at fault and carries only the minimum, their policy stops at those amounts. Uninsured/underinsured motorist coverage is what pays you beyond that.

Source: Texas Department of Insurance, checked 2026-10-26.